AIB Mortgage increase

Did she knock you back in Coppers on Sunday Citizen :)

AKA pedantic kunt

dont have an opinion either way citz, she should have walked after the anglo affair in my view though.

My destination inchicore my next stop being kilmainham
Where patriots and super saints are the topics of conversation

Stoked Up wrote:

Saint Tom wrote:

Stoked Up wrote:

Not bothering me. Feckers at Permo TSB had already done it.

the only non bailed out bank raise rates to maintain profitability, whats wrong with that???

also, rate are only going up for variable customers whose rates are not ecb linked. trackers are directly linked to ecb, not variable and fixed rates

Nothing wrong with it all, 'cept it cost me before the bailed out banks caught everyone else.
Incidently, is there anything to stop anyone taking out a mortgage with an EU bank (say in Germany) that charges the standard rate above the ECB?

there is no "standard" rate over ecb. tracker loans track the ecb rate at a margin agreed when the loan is drawn. some lucky lucky people as low as .7% over ecb - ecb is 1% so 1.7% at present.

a variable rate depends solely on the banks cost of borrowing which are a function of expected rates in the future, the creditworthiness of the bank and the current base rate with an inbuilt profitability margin.

there is nothing stopping any eu bank offering mortgages here, generally they wont offer them due to differing laws in different countries egarding respossesions etc

My destination inchicore my next stop being kilmainham
Where patriots and super saints are the topics of conversation

He is back in form. Thought you had gone off the boil of Late Hornet, but thats a classic.

AKA pedantic kunt

, classic HOrnet.

We'll never die, we'll never die, we'll keep the Green Flag flying high......Shamrock Rovers will never die, we'll keep the Green Flag Flying high. 19 Leagues and 25 Cups.....

RogerMilla wrote:

the height of the celtic tiger madness , bring in a glorified receptionist/trolly dolly to run a bank

, there's your answer lads, birds fooked up the boom...........down with birds.

We'll never die, we'll never die, we'll keep the Green Flag flying high......Shamrock Rovers will never die, we'll keep the Green Flag Flying high. 19 Leagues and 25 Cups.....

Saint Tom wrote:

Stoked Up wrote:

Not bothering me. Feckers at Permo TSB had already done it.

the only non bailed out bank raise rates to maintain profitability, whats wrong with that???

also, rate are only going up for variable customers whose rates are not ecb linked. trackers are directly linked to ecb, not variable and fixed rates

i take it you work for PTSB then Tom...

, Gillian bowler is a sl*g

My Views are my own and do not in any way represent this site.

'The FAI are the dysfunctional body that other dysfunctional bodies call Galacticos' - Declan Lynch (Sunday Indo)

Saint Tom wrote:

Stoked Up wrote:

Not bothering me. Feckers at Permo TSB had already done it.

the only non bailed out bank raise rates to maintain profitability, whats wrong with that???

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also, rate are only going up for variable customers whose rates are not ecb linked. trackers are directly linked to ecb, not variable and fixed rates

Nothing wrong with it all, 'cept it cost me before the bailed out banks caught everyone else.
Incidently, is there anything to stop anyone taking out a mortgage with an EU bank (say in Germany) that charges the standard rate above the ECB?

NeilMcD wrote:

Chopper 76 wrote:

NeilMcD wrote:

I was bloody joking. It was Kevin Myers a few weeks ago. Myers is far too right wing economicaly for me and George Lee would be too far to the right also.

where the fook do you get all the statistics from dude? ceefax?

Its called knowledge, you should try it out sometime :)

tried it once man it didnt agree with me