Mortgages |
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eireland
Ray Houghton Joined: 12 Feb 2016 Status: Offline Points: 3861 |
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You can save lot of money long term paying lump sums but equally you make make a lot more by investing that money elsewhere. I was tempted once but decided against it when other opportunities were brought to my attention.
You might have 50k sitting around but once you spend it it's gone and any good investments that arise could no longer be possible.
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Baldrick
Robbie Keane Peyton-tly Pedantic Joined: 18 Sep 2008 Location: Ireland Status: Offline Points: 32516 |
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Did the same myself last summer. Can’t see mortgage rates going anywhere until the impacts of covid are flushed through the system in Germany and France and Italy. However there is enough of a difference between the variable and the fixed to make it worthwhile to fix.
Edited by Baldrick - 22 Jan 2021 at 12:12am |
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AKA pedantic kunt
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9fingers
Paul McGrath Ballymun Resident #MONKEANO Joined: 30 Jan 2010 Status: Offline Points: 16074 |
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In the process of fixing it myself at 2.45 down from 3.15, didn’t realise it was that high tbh
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McG
Moderator Group SISAO? What the hell is SISAO? Joined: 27 Jan 2008 Location: Christmas Island Status: Online Points: 26922 |
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Who you all with on your mortgage?
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YBIG Table Quiz winner 2016 & 2017
AS YOU WERE McGx |
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9fingers
Paul McGrath Ballymun Resident #MONKEANO Joined: 30 Jan 2010 Status: Offline Points: 16074 |
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AIB, currently on variable. |
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Baldrick
Robbie Keane Peyton-tly Pedantic Joined: 18 Sep 2008 Location: Ireland Status: Offline Points: 32516 |
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AIB fixed for 3 years during the summer
Edited by Baldrick - 22 Jan 2021 at 6:07pm |
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AKA pedantic kunt
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MayoMark
Moderator Group The NEW angrier Freewheeler Joined: 27 Jan 2009 Location: Castlebar Status: Online Points: 26272 |
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AIB
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They finally did it man... They killed my f**kin' car...
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Gaz
Moderator Group You'll always be Gazsh to me. Joined: 18 Oct 2007 Location: Ireland Status: Offline Points: 11545 |
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BOI
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I dont email the count anymore, its been 9 months : ( He even sent me a YBIG scarf for my Birthday
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Huggybeer
Liam Brady Joined: 29 Mar 2011 Location: Ireland Status: Offline Points: 1420 |
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used to work for AIB, still with them on standard Variable, switched from KBC originally
Edited by Huggybeer - 22 Jan 2021 at 12:36pm |
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Getting old and intolerant
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Sham157
Moderator Group Joined: 17 Jul 2009 Location: Monaghan/Dublin Status: Offline Points: 33194 |
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AIB
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sausy
Jack Charlton MAYO FOR SAM Joined: 13 Jan 2009 Location: The local Status: Offline Points: 6943 |
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BOI
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Bimbos Burgers - "Official Sponsor of the Irish Squad"
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Cabs88
Kevin Kilbane Joined: 02 Jan 2012 Status: Offline Points: 354 |
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on the green fixed rate with AIB
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Beidh lá eile ag an bPaorach
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50%lesssugar&salt
Liam Brady Joined: 02 Sep 2017 Status: Offline Points: 1230 |
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Recently moved to KBC on 3 year fixed at 2.25. Was on 2.95.
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MayoMark
Moderator Group The NEW angrier Freewheeler Joined: 27 Jan 2009 Location: Castlebar Status: Online Points: 26272 |
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Just got my letter there today. Paid a little extra before fixing at 2.45% for 3 years. I am retaining the repayment amounts. Took 9 months off the mortgage
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They finally did it man... They killed my f**kin' car...
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Lenny82
Liam Brady Joined: 20 Aug 2010 Location: Ireland Status: Offline Points: 2914 |
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Anyone on here ever get a mortgage for a property in Ireland whilst still working in the UK? Many places offer it? One broker suggesting most they could give would be 65% LTV. This would be a couple of first time buyers planning on moving home soon.
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Zinedine Kilbane 110
Jack Charlton Man City records obsession Joined: 20 Mar 2012 Location: Dundalk Status: Offline Points: 9647 |
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I know people who have bought from the UK as a buy-to-let so they needed the 65% LTV. AIB and BOI should offer this. You may have to do this and once you move home and are working can change.
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ShamtheRam
Paul McGrath Joined: 05 Apr 2009 Location: Ireland Status: Offline Points: 18089 |
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How long does a Help to Buy application through ros.ie normally take?
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YBIG NPF founder and CEO
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Baldrick
Robbie Keane Peyton-tly Pedantic Joined: 18 Sep 2008 Location: Ireland Status: Offline Points: 32516 |
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Have they let you continue to pay extra if you like?
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AKA pedantic kunt
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