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heighway2heaven View Drop Down
Ray Houghton
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Joined: 12 Feb 2007
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Points: 4209 		Post Options Post Options   Thanks (0) Thanks(0)   Quote heighway2heaven Quote  Post ReplyReply Direct Link To This Post Posted: 08 Feb 2018 at 3:01pm
Which is mental in itself.
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9fingers View Drop Down
Paul McGrath
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Points: 16138 		Post Options Post Options   Thanks (1) Thanks(1)   Quote 9fingers Quote  Post ReplyReply Direct Link To This Post Posted: 08 Feb 2018 at 3:08pm
Originally posted by heighway2heaven heighway2heaven wrote:

Which is mental in itself.



Yep, could never get my head around this but At last the missus comes in useful!
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Roy Keane
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Points: 12761 		Post Options Post Options   Thanks (0) Thanks(0)   Quote The Huntacha Quote  Post ReplyReply Direct Link To This Post Posted: 08 Feb 2018 at 6:08pm
My brother (26) and only bothering his hole to start to drive now has received some ridiculous quotes on a 1.4cc. One company quoted him €10k LOL
 
Worked in insurance 8/9 years ago and the same questions were being asked, "why is my quote gone up even though I have another years no claims?". You'd ask your boss why they go up and they couldn't even give you a proper reason.
Jimmy Bullard - "Favorite band? Elastic."
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Robbie Keane
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Points: 32741 		Post Options Post Options   Thanks (0) Thanks(0)   Quote Baldrick Quote  Post ReplyReply Direct Link To This Post Posted: 08 Feb 2018 at 6:48pm
Originally posted by 9fingers 9fingers wrote:

Originally posted by heighway2heaven heighway2heaven wrote:

Which is mental in itself.



Yep, could never get my head around this but At last the missus comes in useful!


Depends on who you add. Try adding a 75 Year old or a 22 Year old you won't get a cheaper price.
AKA pedantic kunt
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Ray Houghton
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Points: 4341 		Post Options Post Options   Thanks (0) Thanks(0)   Quote deco911 Quote  Post ReplyReply Direct Link To This Post Posted: 08 Feb 2018 at 6:58pm
My own renewal went up €100this year. However got almost €200 less from FBD
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Robbie Keane
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Points: 107627 		Post Options Post Options   Thanks (0) Thanks(0)   Quote BigStrongMan Quote  Post ReplyReply Direct Link To This Post Posted: 08 Feb 2018 at 9:37pm
Originally posted by 9fingers 9fingers wrote:

Got mine yesterday evening, down €150 on last year (but have changed car) With Allianz & will shop around before renewing
what do you drive boss?
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Ray Houghton
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Points: 3358 		Post Options Post Options   Thanks (0) Thanks(0)   Quote Butch Quote  Post ReplyReply Direct Link To This Post Posted: 08 Feb 2018 at 10:39pm
down 85 notes on the commercial policy . axa are great and gor them doen last yeat too
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Butch View Drop Down
Ray Houghton
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Points: 3358 		Post Options Post Options   Thanks (0) Thanks(0)   Quote Butch Quote  Post ReplyReply Direct Link To This Post Posted: 08 Feb 2018 at 10:44pm
Originally posted by bogball88 bogball88 wrote:

Anyone know if there is a limit on how many windscreen repairs you are allowed each year? Need my second within a month


That's them getting their money back with ya f**king up all them windscreens
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Liam Brady
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Points: 2673 		Post Options Post Options   Thanks (0) Thanks(0)   Quote bogball88 Quote  Post ReplyReply Direct Link To This Post Posted: 08 Feb 2018 at 11:42pm
Originally posted by Butch Butch wrote:

Originally posted by bogball88 bogball88 wrote:

Anyone know if there is a limit on how many windscreen repairs you are allowed each year? Need my second within a month


That's them getting their money back with ya f**king up all them windscreens

Jesus yeah I forgot about that-they always get you in the end!
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Jack Charlton
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Latest CSO figures released today showed Motor Insurance premiums reduced 12.9% from this time last year Clap

Table 15, item 12.5.4

Shop around folks!


Edited by Shedite - 15 Mar 2018 at 9:50pm
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Roy Keane
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Points: 13727 		Post Options Post Options   Thanks (0) Thanks(0)   Quote Shoco Quote  Post ReplyReply Direct Link To This Post Posted: 21 Mar 2018 at 12:51pm
My cousins mother in law reversed into my car at his drive way,
She was just going to pay for the damage, but the quotes are a bit higher than she was expecting, so now she thinks she will go through her insurance.

Do I need to contact my insurance with her details or how does it work?

YOUR 3 IN A ROW LEAGUE CHAMPIONS
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Liam Brady
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Points: 1122 		Post Options Post Options   Thanks (0) Thanks(0)   Quote Lostandfound Quote  Post ReplyReply Direct Link To This Post Posted: 21 Mar 2018 at 1:12pm
Originally posted by Shoco Shoco wrote:

My cousins mother in law reversed into my car at his drive way,
She was just going to pay for the damage, but the quotes are a bit higher than she was expecting, so now she thinks she will go through her insurance.

Do I need to contact my insurance with her details or how does it work?

Yes, contact your own insurance company - they will contact her insurance company to confirm she accepts liability etc. 
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Roy Keane
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Hail Hail the Celts are here

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Cheers, will do

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horsebox View Drop Down
Robbie Keane
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Points: 34834 		Post Options Post Options   Thanks (0) Thanks(0)   Quote horsebox Quote  Post ReplyReply Direct Link To This Post Posted: 17 Apr 2018 at 10:36pm
My car was stolen in 2013 and lost my no claims bonus - as expected.

This is what I've paid for 3rd party F+T.

2014 - 383e
2015 - 432e
2016 - 542e
2017 - 551e
2018 - 653e

They are some increases. I thought the premiums were going down?
It was far across the sea,
When the devil got a hold of me,
He wouldn't set me free,
So he kept me soul for ransom.
na na na na na na na na na
na na na na na na na na.
I'm a sailor man from Glasgow to
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Croftman View Drop Down
Liam Brady
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Points: 2554 		Post Options Post Options   Thanks (0) Thanks(0)   Quote Croftman Quote  Post ReplyReply Direct Link To This Post Posted: 18 Apr 2018 at 9:13am
Originally posted by horsebox horsebox wrote:

My car was stolen in 2013 and lost my no claims bonus - as expected.

This is what I've paid for 3rd party F+T.

2014 - 383e
2015 - 432e
2016 - 542e
2017 - 551e
2018 - 653e

They are some increases. I thought the premiums were going down?

They've leveled off a bit alright but not too many gone down yet unfortunately
You shouldn't have lost your NCB for a theft claim though. With most companies Fire, Theft & Windscreen claims don't affect it in any way
Some people just deserve a slap
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Shedite View Drop Down
Jack Charlton
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Joined: 09 Dec 2011
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Points: 9816 		Post Options Post Options   Thanks (0) Thanks(0)   Quote Shedite Quote  Post ReplyReply Direct Link To This Post Posted: 18 Apr 2018 at 9:47am
Originally posted by horsebox horsebox wrote:

My car was stolen in 2013 and lost my no claims bonus - as expected.

This is what I've paid for 3rd party F+T.

2014 - 383e
2015 - 432e
2016 - 542e
2017 - 551e
2018 - 653e

They are some increases. I thought the premiums were going down?

You're getting older and your car is getting older so your individual scenario has gone up. 

Where variables remain static (ie a 40 year old man driving a 6 year old car) has gone down, hence that's why the statistics for the industry as a whole are going down.
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nvidic View Drop Down
Moderator Group
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Points: 18987 		Post Options Post Options   Thanks (0) Thanks(0)   Quote nvidic Quote  Post ReplyReply Direct Link To This Post Posted: 18 Apr 2018 at 10:10am
Premiums should start going down this year, the companies will soon have to justify to the CBI and others why they've not been reduced.

Won't be much of a reduction though until the rewards for whiplash in the book of quantum go down substantially.
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horsebox View Drop Down
Robbie Keane
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Points: 34834 		Post Options Post Options   Thanks (0) Thanks(0)   Quote horsebox Quote  Post ReplyReply Direct Link To This Post Posted: 18 Apr 2018 at 10:41am
Originally posted by Croftman Croftman wrote:

Originally posted by horsebox horsebox wrote:

My car was stolen in 2013 and lost my no claims bonus - as expected.

This is what I've paid for 3rd party F+T.

2014 - 383e
2015 - 432e
2016 - 542e
2017 - 551e
2018 - 653e

They are some increases. I thought the premiums were going down?


They've leveled off a bit alright but not too many gone down yet unfortunately
You shouldn't have lost your NCB for a theft claim though. With most companies Fire, Theft & Windscreen claims don't affect it in any way


Why would you not lose your no claims bonus after making a claim?

They paid out nearly 6k.

Your no claims bonus goes from x years to 3 years after you make a claim.
It was far across the sea,
When the devil got a hold of me,
He wouldn't set me free,
So he kept me soul for ransom.
na na na na na na na na na
na na na na na na na na.
I'm a sailor man from Glasgow to
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