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Roy Keane
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Hail Hail the Celts are here

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As a cyclist, this comes up regularly!

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Ended up shelling out €3,000 (passed my full test eventually) LOL

A 2 litre Jaguar probably didn't do me any favours but still it's madness to think insurance costs so much! 
"He drives two Ferraris; I think he's a very lucky lad to have 50 caps for Ireland,"

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f**k sake LOL

Whats the tax like? 
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780e

My tax and insurance is up at the same time - pain in the hoop.
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Roy Keane
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Originally posted by Green Devil Green Devil wrote:

Ended up shelling out €3,000 (passed my full test eventually) LOL

A 2 litre Jaguar probably didn't do me any favours but still it's madness to think insurance costs so much! 

3 grand Shocked Did they at least lube you up before doing the business?
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Liam Brady
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Hoping to get insured this week on a 1.4 petrol golf or corolla

Lost my no claims

Who's the cheapest, any recommendations?
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Liam Brady
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Got quoted 25% more than last year (without claims etc)
Lad on the phone said this is the norm in the market, is this true or is he talking pony?
If time's a drug, then Big Ben is a huge needle injecting it into the sky.
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Roy Keane
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Mine went up too and no claims. It's a joke of a system.
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Robbie Keane
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Paid just over 700 for 3rd party fire and theft insurance. Was 540 last year. Was lucky to get it for 700 too. Shopped around and got quotes from 800-1000+.

I have a full licence 15 years and no points, full no claims bonus for donkeys years.

Then paid 600+ on tax.

Have the NCT in a few weeks which will no doubt set me back a grand when they find some reason to fail it.
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Points: 20175 		Post Options Post Options   Thanks (0) Thanks(0)   Quote Bob Hoskins Quote  Post ReplyReply Direct Link To This Post Posted: 08 Aug 2016 at 4:23pm
Insurance has jumped massively this year. Why is that?
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It's not claims, anyway. The amount paid out in 2014 was 36% less than the amount in 2011, and I don't think it has come back up again.

It's related to their loss making in trying to gain market share by undercutting one another, plus the fact the MIBI had to take on the losses of Setanta Insurance. Not sure what the deal is with Quinn/Liberty as well and whether that is having an effect too.
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2% of your premium goes to paying off the debts of Quinn insurance every year until 2037!

Setanta will add more though it hasn't been added on yet.

Our premiums are going up because of lads like these
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Points: 7567 		Post Options Post Options   Thanks (0) Thanks(0)   Quote colmoc Quote  Post ReplyReply Direct Link To This Post Posted: 08 Aug 2016 at 6:00pm
Renewed mine last week. Was 620 last year and 980 this year.
I got a quote from every crowd I could think of. An post insurance beat the cheapest quote by €200. Definitely worth a call
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Ray Houghton
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Points: 2993 		Post Options Post Options   Thanks (0) Thanks(0)   Quote eire77 Quote  Post ReplyReply Direct Link To This Post Posted: 08 Aug 2016 at 8:20pm
Originally posted by Shedite Shedite wrote:

2% of your premium goes to paying off the debts of Quinn insurance every year until 2037!


That may be true but what's also true is that since Quinn has left the market the insurance cartels have consistently and without valid explanation exponentially increased insurance premiums.
Just because I'm paranoid doesn't mean they aren't out to get me...
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Davey Langan
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Points: 931 		Post Options Post Options   Thanks (0) Thanks(0)   Quote Hickster74 Quote  Post ReplyReply Direct Link To This Post Posted: 08 Aug 2016 at 10:25pm
Originally posted by eire77 eire77 wrote:

Originally posted by Shedite Shedite wrote:

2% of your premium goes to paying off the debts of Quinn insurance every year until 2037!


That may be true but what's also true is that since Quinn has left the market the insurance cartels have consistently and without valid explanation exponentially increased insurance premiums.


I'm starting to think the same. My renewal was up 40%. Other quotes were still 30% more and after an increase last year too. The levies for failed insurance companies are nowhere near this. It's easier to just jack up the policies than to investigate accidents and challenge costs. In fairness to Quinn, before he lost the run of himself, he spent money on staff to do this properly and reduce premiums.


Edited by Hickster74 - 09 Aug 2016 at 12:09am
"Perhaps the reason that they did not consider the worst, was because discussion of such cases would have cast suspicion on the planner as being a "saboteur". Paranoia was rampant throughout."
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Points: 33115 		Post Options Post Options   Thanks (0) Thanks(0)   Quote Sham157 Quote  Post ReplyReply Direct Link To This Post Posted: 09 Aug 2016 at 8:38am
Flicking channels last night and there was a doc on UTV about Insurance. Cited a number of factors for rising premiums such as the collapse of other insurers, claims here being higher in comparison to say in England (whiplash here is 15K whereas England is 5K average). 

Obviously the Insurers lobby group almost blamed claims alone where as other bodies including Government Departments cited profitability. Mentions also as mentioned above, that Insurers were trying to gain larger market shares that for a few years they werent charging people enough and we're paying for that now, aided by the exit from the market of a number of companies. 

They spoke to a number of case examples, a 30 something male from Athlone, a taxi company from Limerick and a haulier from somewhere else, and some of the rises were crazy and to any logical person unjustifiable. IIRC, 15k for a fleet of 8 taxis up to 57k.
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Jack Charlton
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Points: 9735 		Post Options Post Options   Thanks (0) Thanks(0)   Quote Shedite Quote  Post ReplyReply Direct Link To This Post Posted: 03 Nov 2016 at 10:08am
How would people feel about giving their Facebook profiles to insurers to show you should be getting cheaper insurance (ie prove you're not a boy racer)....
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Jack Charlton
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Castleknocker

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Points: 6821 		Post Options Post Options   Thanks (0) Thanks(0)   Quote drog addict Quote  Post ReplyReply Direct Link To This Post Posted: 03 Nov 2016 at 11:08am
Got quoted €1412 today
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