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daithi View Drop Down
Roy Keane
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Post Options Post Options   Thanks (0) Thanks(0)   Quote daithi Quote  Post ReplyReply Direct Link To This Post Posted: 01 Feb 2021 at 2:59pm
Originally posted by Sham157 Sham157 wrote:

Originally posted by Croftman Croftman wrote:

Originally posted by Sham157 Sham157 wrote:

Originally posted by deco911 deco911 wrote:

Sham,

This was case with me before I had mine week before Xmas and this was a no go in my book. Rang up insurance company and now mine is due every Feb instead.
Grand. Once i know its doable without penalty (as in affect future insurance) ill visit it again around March.
Yeah can be done no bother. You've 2 options: Wait until the renewal and ring your insurance company and ask them how much it is to renew to X date as you want to change the time of year its due & pay whatever it is. 

If they wont do that then you can renew it for 12 months and cancel it during the year and take a policy out elsewhere. You'll get hit with a cancellation fee which can vary in price so check that out beforehand. 

Good stiff, cheers ladsThumbs Up
Hmm never thought someone could get so excited over an insurance policy LOL
Just because it's tradition does not make it right
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Sham157 Quote  Post ReplyReply Direct Link To This Post Posted: 01 Feb 2021 at 3:16pm
Originally posted by daithi daithi wrote:

Originally posted by Sham157 Sham157 wrote:

Originally posted by Croftman Croftman wrote:

Originally posted by Sham157 Sham157 wrote:

Originally posted by deco911 deco911 wrote:

Sham,

This was case with me before I had mine week before Xmas and this was a no go in my book. Rang up insurance company and now mine is due every Feb instead.
Grand. Once i know its doable without penalty (as in affect future insurance) ill visit it again around March.
Yeah can be done no bother. You've 2 options: Wait until the renewal and ring your insurance company and ask them how much it is to renew to X date as you want to change the time of year its due & pay whatever it is. 

If they wont do that then you can renew it for 12 months and cancel it during the year and take a policy out elsewhere. You'll get hit with a cancellation fee which can vary in price so check that out beforehand. 

Good stuff, cheers ladsThumbs Up
Hmm never thought someone could get so excited over an insurance policy LOL
Confused



LOL
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Post Options Post Options   Thanks (0) Thanks(0)   Quote sausy Quote  Post ReplyReply Direct Link To This Post Posted: 02 Feb 2021 at 11:20am
Cancelled my own insurance last week as sold the car and don't know when I'll be getting another one as no real need for 2 cars in the house at the minute. Insurance company said it was no issue at all. Was paying monthly so am presuming it will just stop. Only thing that has me worried is might not be able to get covered on performance cars now as a new policy rather than as an existing customer. Only time will tell.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Shedite Quote  Post ReplyReply Direct Link To This Post Posted: 02 Feb 2021 at 1:12pm
Originally posted by sausy sausy wrote:

Cancelled my own insurance last week as sold the car and don't know when I'll be getting another one as no real need for 2 cars in the house at the minute. Insurance company said it was no issue at all. Was paying monthly so am presuming it will just stop. Only thing that has me worried is might not be able to get covered on performance cars now as a new policy rather than as an existing customer. Only time will tell.
Make sure you're on the other policy as a named driver anyway. Its best not to have gaps on your coverage
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Jack Charlton
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Post Options Post Options   Thanks (0) Thanks(0)   Quote sausy Quote  Post ReplyReply Direct Link To This Post Posted: 02 Feb 2021 at 1:21pm
Originally posted by Shedite Shedite wrote:

Originally posted by sausy sausy wrote:

Cancelled my own insurance last week as sold the car and don't know when I'll be getting another one as no real need for 2 cars in the house at the minute. Insurance company said it was no issue at all. Was paying monthly so am presuming it will just stop. Only thing that has me worried is might not be able to get covered on performance cars now as a new policy rather than as an existing customer. Only time will tell.
Make sure you're on the other policy as a named driver anyway. Its best not to have gaps on your coverage
 
I am, and need to be as I take her car everyday!! Don't know how long it will be until I get something else for myself, could be a couple of weeks or a couple of months but didn't see the point of paying €60 pm when I didn't have a car and couldn't suspend the policy as the car was sold. Either keep paying full wack on a 3.0L car or cancel altogether.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Saint Tom Quote  Post ReplyReply Direct Link To This Post Posted: 02 Feb 2021 at 2:00pm
Originally posted by sausy sausy wrote:

Cancelled my own insurance last week as sold the car and don't know when I'll be getting another one as no real need for 2 cars in the house at the minute. Insurance company said it was no issue at all. Was paying monthly so am presuming it will just stop. Only thing that has me worried is might not be able to get covered on performance cars now as a new policy rather than as an existing customer. Only time will tell.

I suspended cover temporarily for about six months last year. Full refund on premiums or 75% if I wanted to keep fire and theft cover. Just had to ring them when I wanted to go back on. 
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Post Options Post Options   Thanks (0) Thanks(0)   Quote sausy Quote  Post ReplyReply Direct Link To This Post Posted: 02 Feb 2021 at 2:26pm
Originally posted by Saint Tom Saint Tom wrote:

Originally posted by sausy sausy wrote:

Cancelled my own insurance last week as sold the car and don't know when I'll be getting another one as no real need for 2 cars in the house at the minute. Insurance company said it was no issue at all. Was paying monthly so am presuming it will just stop. Only thing that has me worried is might not be able to get covered on performance cars now as a new policy rather than as an existing customer. Only time will tell.

I suspended cover temporarily for about six months last year. Full refund on premiums or 75% if I wanted to keep fire and theft cover. Just had to ring them when I wanted to go back on. 
 
Slightly different for me as I've sold the car and therefore have no insurable interest so couldn't do that, well so they told me. But were happy to keep taking the monthly premium knowing I had no car.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote horsebox Quote  Post ReplyReply Direct Link To This Post Posted: 09 Apr 2021 at 3:27pm
Have peoples policies gone down by much?

My renewal is down from last year.
     
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Post Options Post Options   Thanks (0) Thanks(0)   Quote McG Quote  Post ReplyReply Direct Link To This Post Posted: 09 Apr 2021 at 3:30pm
€450 fully comp with 123. Happy with that. I find the key is getting in early.
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Robbie Keane
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Post Options Post Options   Thanks (0) Thanks(0)   Quote horsebox Quote  Post ReplyReply Direct Link To This Post Posted: 09 Apr 2021 at 3:36pm
355 third party - it was 383e last year.


     
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Shedite Quote  Post ReplyReply Direct Link To This Post Posted: 09 Apr 2021 at 3:47pm
YEah mine is about €400 too, down from about €550 3 years ago
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Sham157 Quote  Post ReplyReply Direct Link To This Post Posted: 13 Apr 2021 at 5:58pm
Originally posted by Sham157 Sham157 wrote:

Originally posted by 9fingers 9fingers wrote:

Originally posted by Sham157 Sham157 wrote:

Originally posted by 9fingers 9fingers wrote:

Nothing stopping you doing it Sham, talked to friend in FBD and he said it happens more than you think, but there could be a cancellation on your original policy, all policies are different so he couldn’t guarantee 

f**kin hell this question went sideways LOL
Excellent, cheers 9f, you can hold your head high as you actually ‘got it’ LOL

You can also, talk to you insurance company directly (not a broker afaik) and ask to add 3 months to this years policy, pay them monthly then renew with them for 12 months and you’re new renewal date will be March/April 
That could be a slightly simpler way around it alright. Thumbs Up
UPDATE:
Mt premium in January was €783. Had a look over the last few days and same company quoted me €603 starting on Thursday. Current policy cancelled returning the cert and disc docs in the post and new policy bought and paid for. Refund of €589 due back which pretty much covers my new policy. 

Result, cheaper policy and new renewal dateClap
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