Car Insurance

max wrote: Just got insured with Axa was 1800, first time on a provisional. Could of gotten it cheaper with the app.

1.2.

JUICEBOMB wrote: Sham157 wrote: Just search them all, use comparison sites and companies own websites, also most banks offer insirance too, check them all. You’d be amazed at the difference in price between comparison sites for the same policies. Im with FBD since last renewal. Their own site quoted me an outrageous price. Got it through An Post hundreds cheaper.  Dont over value the car, it makes feck all difference to you payout should the need arise. You'll get market at the time of claim/payout. Check price with an additional driver too, its usually cheaper. Have my mother on my policy. So if the cars worth €8000.....value it at €7500?also is it better to start off in a newer car 16/17 D of move back to a 13/14D ???

Used cars will depend on mileage and condition moreso but every car pretty much loses something when you drive it away. If it was me, id go for €7000 but have a look at what they’re getting now online. Dealers generally more expensive. In saying that for a car of that value, the saving in your premium will be minimal enough. Anything less than 10 years old should be grand. Depends how long you want to keep it too. My advice would be get on the road and get your test/full licence ASAP. 

Sham157 wrote: JUICEBOMB wrote: Sham157 wrote: Just search them all, use comparison sites and companies own websites, also most banks offer insirance too, check them all. You’d be amazed at the difference in price between comparison sites for the same policies. Im with FBD since last renewal. Their own site quoted me an outrageous price. Got it through An Post hundreds cheaper.  Dont over value the car, it makes feck all difference to you payout should the need arise. You'll get market at the time of claim/payout. Check price with an additional driver too, its usually cheaper. Have my mother on my policy. So if the cars worth €8000.....value it at €7500?also is it better to start off in a newer car 16/17 D of move back to a 13/14D ??? Used cars will depend on mileage and condition moreso but every car pretty much loses something when you drive it away. If it was me, id go for €7000 but have a look at what they’re getting now online. Dealers generally more expensive. In saying that for a car of that value, the saving in your premium will be minimal enough. Anything less than 10 years old should be grand. Depends how long you want to keep it too. My advice would be get on the road and get your test/full licence ASAP.

JUICEBOMB wrote: Sham157 wrote: Just search them all, use comparison sites and companies own websites, also most banks offer insirance too, check them all. You’d be amazed at the difference in price between comparison sites for the same policies. Im with FBD since last renewal. Their own site quoted me an outrageous price. Got it through An Post hundreds cheaper.  Dont over value the car, it makes feck all difference to you payout should the need arise. You'll get market at the time of claim/payout. Check price with an additional driver too, its usually cheaper. Have my mother on my policy. So if the cars worth €8000.....value it at €7500?also is it better to start off in a newer car 16/17 D of move back to a 13/14D ???

horsebox wrote: The insurance on newer cars are a lot cheaper for some unknown reason. Makes no sense.

Replacing the car is very rarely the main cost in the claim, it's the injuries that cause the big payouts.

Shoco wrote: Got a €30 one4all voucher in the post this morning. It was from my old insurer who I finished with in May

Shoco wrote: sausy wrote: Shoco wrote: Got a €30 one4all voucher in the post this morning. It was from my old insurer who I finished with in May   I reckon they just gave them to everyone who had a policy during lockdown. Was this years quote much cheaper? Yeah, changed to Aviva saved me 200 quid, old insurer was the same price

anyone know what happens when someone uninsured hits you. A lady hit my dad tonight her insurance is out since yesterday. Probably will need two new doors and the panel at rear of car. She admitted liability. Claimed she didn’t know insurance was out 🙄