You Boys in Green Homepage YBIG Shop
Forum Home Forum Home : Other Forums : Whatever!
  New Posts New Posts RSS Feed - Bank Of Ireland
  FAQ FAQ  Forum Search   Events   Register Register  Login Login

Bank Of Ireland
 Post Reply Post Reply Page  12>
Author
Message
  Topic Search Topic Search  Topic Options Topic Options
9fingers View Drop Down
Paul McGrath
Paul McGrath
Avatar
Ballymun Resident #MONKEANO

Joined: 30 Jan 2010
Status: Offline
Points: 16144 		Post Options Post Options   Thanks (0) Thanks(0)   Quote 9fingers Quote  Post ReplyReply Direct Link To This Post Topic: Bank Of Ireland
    Posted: 15 Aug 2023 at 11:32pm
Accidentally credited people’s accounts today due to an IT f**k ip now there’s a run on ATMs with the guards policing them LOL

"We are working on a technical issue that is impacting a number of our services including our mobile app and 3650nline. We are working to fix this as quickly as possible and apologise to customers for any inconvenience caused.

We would like to remind customers that if they transfer or withdraw funds - including over their normal limits - this money will be debited from their account. While we are conscious customers may not be able to check their balance at this time, they should not withdraw or transfer funds if they are likely to become overdrawn. "



Edited by 9fingers - 15 Aug 2023 at 11:34pm
Back to Top
Sham157 View Drop Down
Moderator Group
Moderator Group
Avatar

Joined: 17 Jul 2009
Location: Monaghan/Dublin
Status: Offline
Points: 33210 		Post Options Post Options   Thanks (0) Thanks(0)   Quote Sham157 Quote  Post ReplyReply Direct Link To This Post Posted: 16 Aug 2023 at 7:21am
Seen a video earlier of a mob of morons around an ATM somewhere obviously withdrawing cash, some oul wan shouting about not letting others skip the queue. Its unbelievable that there are people out there who think that such a thing as free money from a bank exists. 
Back to Top
Shedite View Drop Down
Jack Charlton
Jack Charlton
Avatar

Joined: 09 Dec 2011
Status: Offline
Points: 9820 		Post Options Post Options   Thanks (0) Thanks(0)   Quote Shedite Quote  Post ReplyReply Direct Link To This Post Posted: 16 Aug 2023 at 9:00am
I've a feeling some people will get away with that. Obviously not if you've a BOI account with funds, but if you stopped using BOI years ago, you could get a free €1k from them today and never see them again.
Back to Top
Het-field View Drop Down
Roy Keane
Roy Keane

By Appointment to His Majesty The King

Joined: 08 Mar 2016
Status: Online
Points: 10660 		Post Options Post Options   Thanks (0) Thanks(0)   Quote Het-field Quote  Post ReplyReply Direct Link To This Post Posted: 16 Aug 2023 at 9:18am
Originally posted by Sham157 Sham157 wrote:

Seen a video earlier of a mob of morons around an ATM somewhere obviously withdrawing cash, some oul wan shouting about not letting others skip the queue. Its unbelievable that there are people out there who think that such a thing as free money from a bank exists. 

“Don’t be skipping, I want to get my penalty interest charge and un-arranged overdraft fees first!”
Back to Top
t_rAndy View Drop Down
Robbie Keane
Robbie Keane


Joined: 06 Feb 2008
Location: Ireland
Status: Online
Points: 26248 		Post Options Post Options   Thanks (0) Thanks(0)   Quote t_rAndy Quote  Post ReplyReply Direct Link To This Post Posted: 16 Aug 2023 at 9:56am
Some people won't give a f**k and won't pay back anyway. 
Back to Top
lassassinblanc View Drop Down
Paul McGrath
Paul McGrath
Avatar
Cheese, it’s not just for eating

Joined: 27 Sep 2010
Location: Clairefontaine
Status: Offline
Points: 16475 		Post Options Post Options   Thanks (0) Thanks(0)   Quote lassassinblanc Quote  Post ReplyReply Direct Link To This Post Posted: 16 Aug 2023 at 10:22am
Originally posted by t_rAndy t_rAndy wrote:

Some people won't give a f**k and won't pay back anyway. 


Well then they'll get some nice jail time so
Back to Top
inlikeflynn View Drop Down
500 Club la la la
500 Club la la la
Avatar

Joined: 29 Oct 2014
Location: London
Status: Offline
Points: 723 		Post Options Post Options   Thanks (0) Thanks(0)   Quote inlikeflynn Quote  Post ReplyReply Direct Link To This Post Posted: 16 Aug 2023 at 10:24am
Originally posted by lassassinblanc lassassinblanc wrote:

Originally posted by t_rAndy t_rAndy wrote:

Some people won't give a f**k and won't pay back anyway. 


Well then they'll get some nice jail time so

The last time this happened, some Nigerian lady lifted 50k. Got a three year sentence from Martin Nolan. 


You can be sure that, after the last time, the banks have all the plans in place to collect this €€€
Back to Top
lassassinblanc View Drop Down
Paul McGrath
Paul McGrath
Avatar
Cheese, it’s not just for eating

Joined: 27 Sep 2010
Location: Clairefontaine
Status: Offline
Points: 16475 		Post Options Post Options   Thanks (0) Thanks(0)   Quote lassassinblanc Quote  Post ReplyReply Direct Link To This Post Posted: 16 Aug 2023 at 10:24am
Originally posted by Shedite Shedite wrote:

I've a feeling some people will get away with that. Obviously not if you've a BOI account with funds, but if you stopped using BOI years ago, you could get a free €1k from them today and never see them again.

If you don't use BOI how would you gain access to said money though?
Back to Top
inlikeflynn View Drop Down
500 Club la la la
500 Club la la la
Avatar

Joined: 29 Oct 2014
Location: London
Status: Offline
Points: 723 		Post Options Post Options   Thanks (0) Thanks(0)   Quote inlikeflynn Quote  Post ReplyReply Direct Link To This Post Posted: 16 Aug 2023 at 10:26am
Originally posted by lassassinblanc lassassinblanc wrote:

Originally posted by Shedite Shedite wrote:

I've a feeling some people will get away with that. Obviously not if you've a BOI account with funds, but if you stopped using BOI years ago, you could get a free €1k from them today and never see them again.

If you don't use BOI how would you gain access to said money though?

The whole point is that the ATMs were giving out funds without doing an authorisations check which would have shown that the account was open and has sufficient funds.

If you had a BOI ATM card which hasn’t gone past its expiry date then you would have got money out.
Back to Top
lassassinblanc View Drop Down
Paul McGrath
Paul McGrath
Avatar
Cheese, it’s not just for eating

Joined: 27 Sep 2010
Location: Clairefontaine
Status: Offline
Points: 16475 		Post Options Post Options   Thanks (0) Thanks(0)   Quote lassassinblanc Quote  Post ReplyReply Direct Link To This Post Posted: 16 Aug 2023 at 10:28am
Originally posted by inlikeflynn inlikeflynn wrote:

Originally posted by lassassinblanc lassassinblanc wrote:

Originally posted by Shedite Shedite wrote:

I've a feeling some people will get away with that. Obviously not if you've a BOI account with funds, but if you stopped using BOI years ago, you could get a free €1k from them today and never see them again.

If you don't use BOI how would you gain access to said money though?

The whole point is that the ATMs were giving out funds without doing an authorisations check which would have shown that the account was open and has sufficient funds.

If you had a BOI ATM card which hasn’t gone past its expiry date then you would have got money out.

So you wouldn't have needed to put in the pin for said card?
Back to Top
inlikeflynn View Drop Down
500 Club la la la
500 Club la la la
Avatar

Joined: 29 Oct 2014
Location: London
Status: Offline
Points: 723 		Post Options Post Options   Thanks (0) Thanks(0)   Quote inlikeflynn Quote  Post ReplyReply Direct Link To This Post Posted: 16 Aug 2023 at 10:31am
Originally posted by lassassinblanc lassassinblanc wrote:

Originally posted by inlikeflynn inlikeflynn wrote:

Originally posted by lassassinblanc lassassinblanc wrote:

Originally posted by Shedite Shedite wrote:

I've a feeling some people will get away with that. Obviously not if you've a BOI account with funds, but if you stopped using BOI years ago, you could get a free €1k from them today and never see them again.

If you don't use BOI how would you gain access to said money though?

The whole point is that the ATMs were giving out funds without doing an authorisations check which would have shown that the account was open and has sufficient funds.

If you had a BOI ATM card which hasn’t gone past its expiry date then you would have got money out.

So you wouldn't have needed to put in the pin for said card?





Yes, you would have. 

What he’s saying is that if you have a BOI card linked to a dormant or closed account, you can operate that card as if the account is open and has a strong credit balance. 
Back to Top
lassassinblanc View Drop Down
Paul McGrath
Paul McGrath
Avatar
Cheese, it’s not just for eating

Joined: 27 Sep 2010
Location: Clairefontaine
Status: Offline
Points: 16475 		Post Options Post Options   Thanks (0) Thanks(0)   Quote lassassinblanc Quote  Post ReplyReply Direct Link To This Post Posted: 16 Aug 2023 at 10:53am
Originally posted by inlikeflynn inlikeflynn wrote:

Originally posted by lassassinblanc lassassinblanc wrote:

Originally posted by inlikeflynn inlikeflynn wrote:

Originally posted by lassassinblanc lassassinblanc wrote:

Originally posted by Shedite Shedite wrote:

I've a feeling some people will get away with that. Obviously not if you've a BOI account with funds, but if you stopped using BOI years ago, you could get a free €1k from them today and never see them again.

If you don't use BOI how would you gain access to said money though?

The whole point is that the ATMs were giving out funds without doing an authorisations check which would have shown that the account was open and has sufficient funds.

If you had a BOI ATM card which hasn’t gone past its expiry date then you would have got money out.

So you wouldn't have needed to put in the pin for said card?





Yes, you would have. 

What he’s saying is that if you have a BOI card linked to a dormant or closed account, you can operate that card as if the account is open and has a strong credit balance. 

But could you?

Surely that card would have been removed from the system and the pin wouldn't work anyway.

Also all ATMs have cameras, unless you went up in a balaclava you'd be recorded and it could be linked back to you.

Even if you've never committed a crime you can be traced via your image 
Back to Top
inlikeflynn View Drop Down
500 Club la la la
500 Club la la la
Avatar

Joined: 29 Oct 2014
Location: London
Status: Offline
Points: 723 		Post Options Post Options   Thanks (0) Thanks(0)   Quote inlikeflynn Quote  Post ReplyReply Direct Link To This Post Posted: 16 Aug 2023 at 11:09am
Originally posted by lassassinblanc lassassinblanc wrote:

Originally posted by inlikeflynn inlikeflynn wrote:

Originally posted by lassassinblanc lassassinblanc wrote:

Originally posted by inlikeflynn inlikeflynn wrote:

Originally posted by lassassinblanc lassassinblanc wrote:

Originally posted by Shedite Shedite wrote:

I've a feeling some people will get away with that. Obviously not if you've a BOI account with funds, but if you stopped using BOI years ago, you could get a free €1k from them today and never see them again.

If you don't use BOI how would you gain access to said money though?

The whole point is that the ATMs were giving out funds without doing an authorisations check which would have shown that the account was open and has sufficient funds.

If you had a BOI ATM card which hasn’t gone past its expiry date then you would have got money out.

So you wouldn't have needed to put in the pin for said card?





Yes, you would have. 

What he’s saying is that if you have a BOI card linked to a dormant or closed account, you can operate that card as if the account is open and has a strong credit balance. 

But could you?

Surely that card would have been removed from the system and the pin wouldn't work anyway.

Also all ATMs have cameras, unless you went up in a balaclava you'd be recorded and it could be linked back to you.

Even if you've never committed a crime you can be traced via your image 

ATMs process thousands of transactions from many different banks every day. 

An ATM, and a POS terminal will look at a card, check its card number / PAN is valid and its expiry date is not in the past. 

When that’s in order, it sends a request to either the card scheme or, in this case, their own auths system and will check if the card is lost stolen, is the account open, are there available funds. 

The ATM does not check if the card is active because they get many cards from many different banks. It relies on the issuing bank giving it authentication. If that authentication comes, it issues cash. 

In this instance, BOI’s authentication is not working and, as a result, authorising all transactions. 

So, if you have an unused card, linked to a dormant account, which is in date, then you’ll get cash. 

Remember, just because an account is closed does not mean that debits cannot be made against it. If you have set up recurring payments with debit card for your electricity and close your account, the payments will continue to present and can be paid by the bank. 
Back to Top
Shedite View Drop Down
Jack Charlton
Jack Charlton
Avatar

Joined: 09 Dec 2011
Status: Offline
Points: 9820 		Post Options Post Options   Thanks (0) Thanks(0)   Quote Shedite Quote  Post ReplyReply Direct Link To This Post Posted: 16 Aug 2023 at 12:08pm
Originally posted by lassassinblanc lassassinblanc wrote:

Originally posted by Shedite Shedite wrote:

I've a feeling some people will get away with that. Obviously not if you've a BOI account with funds, but if you stopped using BOI years ago, you could get a free €1k from them today and never see them again.

If you don't use BOI how would you gain access to said money though?
I'd say a lot of folks have old BOI accounts that they barely use anymore, all moved to Revolut
Back to Top
jamo1 View Drop Down
Liam Brady
Liam Brady


Joined: 22 Oct 2009
Location: Canada
Status: Offline
Points: 1953 		Post Options Post Options   Thanks (0) Thanks(0)   Quote jamo1 Quote  Post ReplyReply Direct Link To This Post Posted: 16 Aug 2023 at 12:36pm
Originally posted by Shedite Shedite wrote:

Originally posted by lassassinblanc lassassinblanc wrote:

Originally posted by Shedite Shedite wrote:

I've a feeling some people will get away with that. Obviously not if you've a BOI account with funds, but if you stopped using BOI years ago, you could get a free €1k from them today and never see them again.

If you don't use BOI how would you gain access to said money though?
I'd say a lot of folks have old BOI accounts that they barely use anymore, all moved to Revolut
Won't those old accounts be overdrawn now? 
Del Boy: You do know what a pyscopath is dont you Grandad

Grandad: Of course i know what a Pyscopath is, its a fella who dresses up in womens clothes.
Back to Top
Trap junior View Drop Down
Robbie Keane
Robbie Keane
Avatar
YBIG Minister of Doom & Gloom

Joined: 25 Jan 2010
Location: Irish Riviera
Status: Offline
Points: 39846 		Post Options Post Options   Thanks (0) Thanks(0)   Quote Trap junior Quote  Post ReplyReply Direct Link To This Post Posted: 16 Aug 2023 at 12:37pm
Banks only let you away with money if you are a rich coont or played intercounty GAA
Pied Piper to: Baldrick, Brendan 88, 9Fingers, Borussia and more...

97.6% chance this post will be replied to by Baldrick (source: PWC)
Back to Top
Jackal View Drop Down
Liam Brady
Liam Brady
Avatar

Joined: 14 Sep 2019
Status: Offline
Points: 1359 		Post Options Post Options   Thanks (0) Thanks(0)   Quote Jackal Quote  Post ReplyReply Direct Link To This Post Posted: 16 Aug 2023 at 1:39pm
Originally posted by lassassinblanc lassassinblanc wrote:

Originally posted by t_rAndy t_rAndy wrote:

Some people won't give a f**k and won't pay back anyway. 


Well then they'll get some nice jail time so

Some fella in Cork done that with 50k. Spent the lot going to Jamaica. I'm sure he never went to prison.
Back to Top
doherty View Drop Down
Jack Charlton
Jack Charlton
Avatar
Teenage Kicks, so hard to beat

Joined: 30 Mar 2015
Status: Online
Points: 7713 		Post Options Post Options   Thanks (0) Thanks(0)   Quote doherty Quote  Post ReplyReply Direct Link To This Post Posted: 16 Aug 2023 at 2:00pm
Originally posted by Trap junior Trap junior wrote:

Banks only let you away with money if you are a rich coont or played intercounty GAA

LOLLOL half their workforce you mean?
I love beer gardens
Back to Top
 Post Reply Post Reply Page  12>
  Share Topic   

Forum Jump Forum Permissions View Drop Down

Forum Software by Web Wiz Forums® version 12.00
Copyright ©2001-2018 Web Wiz Ltd.